AMIO lets you pay for a purchase in instalments, with a financing partner. Before you accept anything, you see who approves it and how much you pay in total.
At the store, scan the QR code or open the link the merchant sends you.
Check the financing terms, instalment amounts, repayment period and total cost. The financing partner decides on approval.
Accept the offer and finish the financing partner's process. The merchant is notified when the purchase can be completed.
A financing partner approves paying in instalments: a bank or another authorized financial institution. It reviews the request, offers the terms and signs the agreement with you. AMIO does not approve instalment payments and does not decide on your request.
Before you accept an offer, you see the financing partner's name, each instalment amount, the dates, any interest, fees and the total amount you pay. Nothing is accepted automatically.
The AMIO app is planned to show your remaining balance, upcoming instalments and payment history in one place.
When the financing partner supports the integration, you will be able to choose an instalment and pay through its secure system. AMIO never receives your money.
The merchant handles the return, and the financing partner adjusts the financing accordingly.
The consequences are set by your agreement with the financing partner and the law. Contact the partner as soon as possible.
Early repayment is possible under the law and the terms of your agreement.
Contact the merchant about the goods, the financing partner about instalments, and AMIO about the app and technical issues.
No. The financing partner decides.
It depends on the specific offer. The terms and total cost are shown before you accept.
It depends on the product and the financing partner's terms.
Through the payment method the financing partner supports. Paying from the AMIO app is planned as part of partner integrations.
Yes, under the law and the terms of the specific agreement.
The consequences are set by the agreement and applicable law.
The merchant handles the return, and the financing partner adjusts the financing accordingly.
The merchant for goods and returns, the financing partner for instalments, AMIO for the app and technical issues.
