Paying in instalments, simpler than ever
Buy today.
Pay in instalments.
For a new TV, the dentist, car repairs, your dream kitchen, driving lessons, a new laptop
Choose how to repay, review the partner bank's terms and confirm the purchase from your phone.
- Dental care
- Car repairs
- Home and furniture
- Electronics
- Education
- Sports
- Eyewear
- Home appliances
Three steps to a simpler purchase.
Choose AMIO
At the store, scan the QR code or open the link the merchant sends you.
Review the offer
Check the financing terms, instalment amounts, repayment period and total cost. The partner bank decides on approval.
Confirm the purchase
Accept the offer and finish the bank's process. The merchant is notified when the purchase can be completed.
All your instalments. One place.
AMIO is building an app where you will be able to follow your purchases, remaining balances and due dates.
Paying instalments through the secure system of the partner bank or its payment partner is also planned, with a confirmation for every payment.
How repayment will workThese features are in development. Availability depends on integration with financing partners.
Know what you pay before you decide.
The partner bank approves the financing. Before you accept an offer, you get the amounts, terms, interest, fees and your total obligation.
The bank
approves the financing and receives your instalments
The merchant
sells and hands over the purchase once the bank confirms
AMIO
connects everyone and helps you follow your purchase and obligations
AMIO is not a bank and does not approve loans.
Where you can use AMIO
We are starting with stores and service businesses in Serbia. The list of locations will be published when the pilot starts.
- Dental care
- Car repairs
- Home and furniture
- Electronics
- Education
- Sports
- Eyewear
- Home appliances
For merchants
More ways for customers to complete a purchase.
Offer instalment financing through a simple digital process, without a separate integration for every partner bank. You follow each request and the purchase confirmation.
- A customer request in three steps, with a QR code or link.
- The status of every request in one place.
- A clear confirmation when you can hand over the goods.
- Terms of cooperation agreed in advance.
For financial institutions
Your credit products. New sales channels.
AMIO connects financial institutions with merchants and customers at the moment of purchase. You set the credit terms, make the decisions and manage the financing.
Questions
Does AMIO approve loans?
No. The partner bank decides. AMIO connects you, the merchant and the bank.
Are the instalments interest-free?
It depends on the bank's specific offer. The terms and total cost are shown before you accept.
How do I pay my monthly instalments?
Through the payment method the bank supports. Paying from the AMIO app is planned as part of partner integrations.
When can I use AMIO?
We are preparing the launch in Serbia with the first merchants and banks. Locations will be published when the pilot starts.
AMIO is coming to Serbia.
We are preparing the first partnerships with merchants and financial institutions.